Which Marriott Bonvoy credit card should I choose?
Marriott enthusiasts have a choice for a co-branded credit card: Basic, Mid, and Deluxe. The options were reworked in 2019 when the hotel company presented its new Bonvoy loyalty program following its merger with Starwood Hotels and Resorts Worldwide.
The card choices for consumers are:
The more expensive cards offer richer benefits and rewards than the base card. Do you have to pay more to have more?
Marriott credit cards, compared
Marriott credit cards share the hotel company’s loyalty program, Bonvoy. Note that a card is offered by American Express; the others, Chase. Here is how they compare.
Checklist for choosing a Marriott card
If you want this anniversary party: Marriott Bonvoy Boundless ™ Credit Card
This will be the right choice for many Marriott loyalists. As long as you use the free night each year, the card is more than worth your money. This is because a night at a Marriott property generally costs more than the annual fee of $ 95.
Another key point: If you’re looking for a card to use beyond the Marriott reservation, this one offers 2 points per dollar spent away from Marriott. It’s competitive with flat rate cash back cards.
If you want to try a Bonvoy card for free: Marriott Bonvoy Bold ™ Credit Card
The attraction here is the annual membership fee of $ 0. This makes it a risk-free way to earn Bonvoy benefits and points, or generally test the hotel’s loyalty waters. This is the card for those who refuse to pay the annual fee, but it has less potential for disproportionate value compared to other Marriott cards.
If you want luxury services: Marriott Bonvoy Brilliant ™ American Express® Card
The annual membership fee Marriott Bonvoy Brilliant ™ American Express® Card may be hard to swallow, but it starts to make sense when you break it down. If you can use the $ 300 resort credit each year, that effectively reduces the fee to $ 150. And you can book fancier hotels with your birthday night, worth well over the remaining $ 150. In addition to the comparison chart benefits, this card offers a Marriott property credit of $ 100 on two-night stays at the Ritz-Carlton and St. Regis hotels. Credit is good for expenses such as room service and spa treatments. Conditions apply.
Other Marriott Cards
Marriott has legacy cards that predate the launch of the Bonvoy program. They are closed to new applications. For reference, they are:
Marriott Bonvoy ™ American Express® Card.
Marriott Rewards® Premier Plus credit card.